OPEN ENROLLMENT CHANGES FOR THE 2010-2011 BENEFIT YEAR

The 2011-2012 Section 125 Cafeteria Plan year will begin on 08/01/2011 and will go until 07/31/2012. All changes that were made during Open Enrollment will go in effect 08/01/2011, with the exception of Blue Cross/Blue Shield and Texas Life Insurance. Because these two insurances are pre-paid, the changes for these products will go in effect on 09/01/2011. All new deductions will be reflected in your August pay check(s). Please see the chart below that shows when your changes to your insurance(s) will take effect and the pay periods in which we will begin deducting for.

INSURANCE DEDUCTION	EFFECTIVE DATE	PAYROLL DEDUCTION BEGINS
Blue Cross/Blue Shield (Health)	09/01/2011	August 2011
Ameritas Dental	08/01/2011	August 2011
VSP Vision Insurance	08/01/2011	August 2011
Sun Life Term Life	08/01/2011	August 2011
Texas Life Insurance	09/01/2011	August 2011
Allstate Cancer	08/01/2011	August 2011
UNUM Disability	08/01/2011	August 2011
Medical Reimbursement	08/01/2011	August 2011
Child Care Reimbursement	08/01/2011	August 2011

Please note that if you will be new to the UNUM disability, the Allstate Cancer, and the Ameritas Dental Buy Up plans effective 08/01/11, pre-existing conditions and waiting periods will apply. UNUM Disability -the pre-existing condition exclusion will not cover any disability that begins in the first 12 months after your effective date of coverage that is caused by, contributed to by, or resulting from a pre-existing condition. Pre-existing condition means a condition for which you received medical treatment, consultation, care or services including diagnostic measures, or took prescribed drugs or medicines in the three (3) months just prior to your effective date of coverage. Allstate Cancer –The policy and riders contain a 30 day waiting period that begins on the effective date. No benefits are payable for any covered person who has cancer or a specified disease diagnosed before coverage has been in force 30 days from the effective date. Ameritas Dental Buy-Up Plan- one year waiting period for TYPE 3 (major services and orthodontia).

Please check your August 2011 paycheck(s) to make sure that we are deducting you for the correct benefits. If you do find a discrepancy in your paycheck, please contact Valerie Galan at (830) 221-2102 or by e-mail at Valerie.Galan@comalisd.org immediately, so that the correction can be made. You may also contact Ms. Galan if you should have any additional questions.